PocketMoneyGive everyone in the household one clear, shared view of everyday money.
PocketMoney makes everyday household finances easier to understand with shared accounts, income and expense tracking, monthly budgets, reports, recurring-payment reminders and private, optional SMS transaction review.
A calmer way to track, plan and discuss household money.
PocketMoney is an Android income, expense and budget manager for personal or shared-family use. Individuals can begin with a private financial space, while families can invite members using a six-digit code and approve each person before shared records become available. Accounts, cash, transfers, budgets and reports stay connected so the household can understand its position without maintaining separate notes and spreadsheets.
Replace scattered household money notes with one current record.
Help family members see budgets and spending before the month is over.
Keep shared finance collaborative while protecting personal-only information.
Everyday money,
made easier to read.
See the main PocketMoney flows for checking the household position, adding a transaction, following budgets, reading reports and managing family access.
Clear tools for
everyday operations.
Record the money that moves, plan the month, review what changed and keep private information appropriately separated between people and families.
Personal and family spaces
Use PocketMoney individually or join a shared family after approval from the family administrator.
Income, expenses and transfers
Record income and spending with clear categories, accounts, dates and notes, and move money between your own accounts without creating false income or expense.
Accounts and cash in hand
Keep bank accounts, cards, wallets, savings and physical cash visible in one current balance picture.
Monthly and category budgets
Set an overall monthly limit or category limits, choose personal or family scope and see progress warnings near 80% and 100%.
Reports and six-month trends
Compare income, expenses and savings, review category patterns and understand how the latest month differs from the previous one.
Search, filters and exports
Find records by note, merchant or amount, filter by date, account, category or member, and export supported statements as CSV or PDF.
Recurring payment reminders
Keep credit-card bills, insurance, rent, subscriptions and other repeat commitments visible before they are due.
Loans and reimbursements
Record informal money lent to another person and mark repayments without presenting PocketMoney as a lender or credit provider.
Change history and recovery
See who created, edited or deleted a shared transaction and restore eligible recent deletions from the recycle bin.
Optional SMS transaction review
When explicitly enabled, examine likely bank and UPI transaction messages on the Android device and prepare private drafts for review before anything is saved.
Private personal records
Optional period dates and estimates remain isolated to the signed-in person rather than becoming shared family financial data.
Currencies and notifications
Choose the household currency and receive useful approval, notice and update notifications through Firebase Cloud Messaging.
Start privately or create a shared pocket in minutes.
PocketMoney is designed for straightforward self-service. Add the accounts and cash you use, choose the right currency, invite only the people who should share the household view, and begin with the transactions and budgets that matter this month.
Register as an individual or enter a family join code
Add accounts, opening balances, cash and the default currency
Approve family members and decide which budgets are personal or shared
Record transactions, review reports and adjust the next month from real spending
Questions teams ask before a demonstration.
We will confirm configuration, integrations, data migration, and rollout details around your organisation’s actual process.
Can I use PocketMoney without joining a family?
Yes. Register as an individual to begin with a private financial space. An individual can later request to join a family using its six-digit code.
Who can see shared family transactions?
Only authenticated members approved into that family can use its shared financial workspace. Family data is isolated from other families and from individual-only records.
Does PocketMoney connect to my bank or move real money?
No. PocketMoney is a record-keeping and budgeting tool. It does not connect to bank accounts, transfer real money, offer credit or provide financial advice.
Why does PocketMoney request SMS permission?
SMS review is optional and off by default. If enabled, PocketMoney checks likely bank and UPI transaction messages on the Android device and creates local drafts for you to review, edit or remove. Raw messages and drafts are not uploaded.
Can I delete my PocketMoney account?
Yes. Account deletion is available from Profile under Account & privacy. Instructions and an email route are also available on the PocketMoney account-deletion page.
Is PocketMoney available on iPhone?
The current PocketMoney release is being prepared for Android. An iPhone version is not currently advertised.